Our experienced and caring staff of automotive experts is here to help you at this difficult time of your life. We make the auto Redemption or Replacement process easy with one on one, in person attention.

Redemption Could Be The Answer For You

Here's how it works. Our experts will appraise your vehicle to determine its actual value. If you do owe more than it's worth we can negotiate directly with your lender to pay it off for you at the reduced price. Then we'll simply create a new loan for you. This can result in a shorter term and lower payments. Please note... it is vitally important to shorten your payment term while you are still in the bankruptcy process. Vehicles depreciate rapidly (loose value as they age) and a long term auto loan with a high payment is one of the key factors that cause financial instability for borrowers. Bankruptcy protection can help you break this cycle and improve your chances of successful financial recovery.

Wholesale Replacement Can also Be An Option:

If our expert appraisers determine your current vehicle in not worth keeping because of high mileage, condition or other factors, don't worry. We can find you a high quality lower mileage pre-owned vehicle that meets your needs at a wholesale, instead of retail price. We'll handle everything from start to finish... Appraise your old vehicle, find a replacement and finance a loan or lease on the new to you vehicle.

Replacement Is An Option For Both Chapter 7 and 13 Bankruptcies:

Inside a Chapter 13 Bankruptcy the process is a bit different. Your attorney will request and obtain the court's approval for a reasonable monthly payment. Redemption Capital will work with you to find a vehicle that fits your needs and meets this predetermined payment amount. Then we will obtain the vehicle, finance your loan and deliver it to you.

Having a dependable vehicle at a reasonable monthly payment will ensure your ability to keep working and increase your chances of success in managing your court ordered bankruptcy plan.

Contact us now to find out more or get started!